First time home buyer loan :: No doc mortgage loan for first time home buyer

Loans for first time home buyers, no doc mortgage loans, no doc home equity loans, 100% financing for first time home buyers, mortgage loan refinance with no incomer verification

Home Good Credit Loans Bad Credit Loans Debt Consolidation Foreclosure Loans Home Equity Loans Commercial Loans Featured Lender Mortgage Directory Contact us

Featured Lender Mortgage FAQ Web Resources


Mouse House Mortgage is a free online mortgage service powered by Mouse House Tours: online real estate marketing services for real estate agents and For Sale by Owners.
Real Estate Agent Directory

Loans for First Time Homebuyers

Are you a first-time homebuyer? We offer various mortgage programs for you. You’ll want to draw on the expertise of our first-time homebuyer mortgage specialists to learn all the tricks as well as pitfalls to avoid for your first mortgage. We offer excellent rates and helpful guidance.

Just fill out our 30-second application form below (no SSN required). You’ll hear from your personal Mouse House Mortgage specialist within 24 hours!

Tell us about your loan

Which type of loan do you need?

Which state is the property in?

What’s the estimated value of the home?

What’s your current mortgage balance?

How much would you like to borrow?

Tell us about yourself All Fields Are Required

First Name
Last Name

Home Phone

* required format 111-222-3333 Second Phone

* required format 111-222-3333

Email

Estimated Credit Profile
(Bad credit ok!)

Mortgages for Good Credit Borrowers

Home Loans - Home Refinance

Looking for a mortgage lender for that perfect loan? Shop around at Mouse House Mortgage to find your best mortgage lenders. Looking to Refinance? Homeowners turn to refinancing to lower their monthly mortgage payments. Search our mortgage lenders for the best refinance loan rate.

Loans for First Time Home Buyers

First time home buyers can search our database of lenders that will work with you to obtain the best loan. Buying your first home does not have to difficult. Find lenders in your area and negotiate for the best mortgage terms today.

No Money Down Home Loans

Borrowers with good to excellent credit may qualify for no money down home loans. Start shopping around for mortgage lenders in your area who will work with you to obtain the best mortgage for new home purchase or home refinance. With the no money down loan, you can save more money!

Home Equity Loans

Home equity loan, also known as second mortgage loan allows you to borrow against equity in your house. This can be a fixed or adjustable rate loan. Home equity loan is often used for home improvement, debt consolidation, paying off high credit card debt, student loan consolidation, etc.

Home Improvement Loans

Taking out a loan for home remodelling or home improvement does not have to be complicated. Home improvement loan or home equity loans, also known as second mortgage loan allows you to borrow against equity in your house. This can be a fixed or adjustable rate loan.

Mouse House Mortgage is a free online mortgage search service powered by Mouse House Tours .

First Time Home Loans

Mortgage Loan for First Time Home Buyer

No Doc Mortgage Loans for First Time Home Buyers

Buying your home for the first time? Do you know that you may be eligible for 100% financing (no payment down) even if you are a first time home buyer or may not be able to document income. Read below if you can get pre-approved for a no doc mortgage loan and to determine if you qualify for a first time homebuyer no payment down mortgage.

No Money Down Mortgage Loan For First Time Homebuyers.

Adjustabe Mortgage Interest Rate for No Doc Mortgage Loan (Rate may varies)

Borrow $100,000 to purchase a new home. Various mortgage options are available:

2 Year Adjustable Rate Mortgage (Fixed Rate for 2 years; variable rate for 28 years)

1st Mortgage representing 80% of the purchase price = $80,000 @ 7.175% = $ 541.68 per month.
2nd Mortgage representing 20% of the purchase price = $20,000 @ 11.25% = $ 194.25 per month.

Your total monthly mortgage payment is $ 735.93 plus taxes and homeowners insurance

3 Year Adjustable Rate Mortgage (Fixed Rate for 3 years; variable rate for 27 years)

1st Mortgage representing 80% of the purchase price = $80,000 @ 7.425% = $ 555.26 per month.
2nd Mortgage representing 20% of the purchase price = $20,000 @ 11.25% = $ 194.25 per month.

Your total monthly mortgage payment is $ 749.52 plus taxes and homeowners insurance

5 Year Adjustable Rate Mortgage (Fixed Rate for 5 years; variable rate for 25 years)

1st Mortgage representing 80% of the purchase price = $80,000 @ 7.675% = $ 568.99 per month.
2nd Mortgage representing 20% of the purchase price = $20,000 @ 11.25% = $ 194.25 per month.

Your total monthly mortgage payment is $ 763.23 plus taxes and homeowners insurance

30 Year Fixed Rate Mortgage

1st Mortgage representing 80% of the purchase price = $80,000 @ 7.825 = $ 577.28 per month.
2nd Mortgage representing 20% of the purchase price = $20,000 @ 11.25% = $ 194.25 per month.

Your total monthly mortgage payment is $ 771.53 plus taxes and homeowners insurance

40 Year Fixed Rate Mortgage Due In 30 Years

1st Mortgage representing 80% of the purchase price = $80,000 @ 7.925 = $ 551.75 per month.
2nd Mortgage representing 20% of the purchase price = $20,000 @ 11.25% = $ 194.25 per month.

Your total monthly mortgage payment is $ 746.00 plus taxes and homeowners insurance

Borrow $250,000 as follows:

2 Year Adjustable Rate Mortgage (Fixed Rate for 2 years; variable rate for 28 years)

1st Mortgage representing 80% of the purchase price = $200,000 @ 7.175% = $ $1,354 per month.
2nd Mortgage representing 20% of the purchase price = $50,000 @ 11.25% = $ $486 per month.

Your total monthly mortgage payment is $ $1,839.82 plus taxes and homeowners insurance

3 Year Adjustable Rate Mortgage (Fixed Rate for 3 years; variable rate for 27 years)

1st Mortgage representing 80% of the purchase price = $200,000 @ 7.425% = $ 1388 per month.
2nd Mortgage representing 20% of the purchase price = $50,000 @ 11.25% = $ 486 per month.

Your total monthly mortgage payment is $ $1,873.80 plus taxes and homeowners insurance

5 Year Adjustable Rate Mortgage (Fixed Rate for 5 years; variable rate for 25 years)

1st Mortgage representing 80% of the purchase price = $200,000 @ 7.675% = $ 1422 per month.
2nd Mortgage representing 20% of the purchase price = $50,000 @ 11.25% = $ 486 per month.

Your total monthly mortgage payment is $ $1,908.10 plus taxes and homeowners insurance

30 Year Fixed Rate Mortgage

1st Mortgage representing 80% of the purchase price = $200,000 @ 7.825 = $ 1443 per month.
2nd Mortgage representing 20% of the purchase price = $50,000 @ 11.25% = $ 486 per month.

Your total monthly mortgage payment is $ $1,928.83 plus taxes and homeowners insurance

40 Year Fixed Rate Mortgage Due In 30 Years

1st Mortgage representing 80% of the purchase price = $200,000 @ 7.925 = $ 1379 per month.
2nd Mortgage representing 20% of the purchase price = $50,000 @ 11.25% = $ 486 per month.

Your total monthly mortgage payment is $ $1,865.01 plus taxes and homeowners insurance

Option ARM loan programs - Adjustable Rate Refinance Mortgages - You will note many variations of this innovative home financing product on the market: PayOption ARM, Pick-A-Payment Loan, 1 Month Option ARM, Cash Flow Option Loan, LIBOR (or 12-MAT) Pay Option Loan, etc. It is important to shop carefully for an option ARM or Adjustable Rate Mortgage and investigate several loan products, to find the one best for you.

Option ARM loan programs vary in the initial rate, negative amortization and lifetime caps, ARM index, or optional features, however, when comparing option ARM's/Adjustable Rate Mortgages, pay close attention to the margin and the fully indexed rate. Keep in mind that the initial interest rate holds only for the initial timeframe - x months, 1 year, 3 year, or 5 year.

Features to compare with different Option ARM loans:

Loan Term - Option ARM loans are available for 30 or 15 years.

Initial Interest Rate (Note Rate)

Your Minimum Payment Rate or 'Start Rate'. It may vary from 7.1% up to 7.925% and depends on your Loan-to-Value Ratio (LTV).

Initial Interest Rate Period (Introductory Period, Initial Fixed-Rate Period)

Option ARM loans are available with an initial introductory period, usually of 1, 3 or 6 months, 2-5 years, after which the interest rate may change.